Original Medicare
Part A handles hospital stays and Part B handles doctor visits. You pay a share of most bills.
See details on Original MedicareEnroll in Medicare on time & on your terms
A Medicare option is only as good as how it treats the care you already get. Start there, and a long list of choices gets short fast.
Get StartedWho this site is for
When Medicare lands on your to-do list
Turning 65, leaving a job plan, or unsure your current plan still fits? Each of those needs a different first step.
The pages here keep the basics short, so you can find the part that applies to you and skip the rest. When you want a second pair of eyes on your options, send a few details and I take it from there.
Learn More
The Medicare basics
Four pieces, four different jobs
Medicare Advantage
Private plans that fold Parts A and B into one, often with extras and a set doctor network.
See details on Medicare AdvantagePart D Drug Plans
Each plan keeps its own list of covered drugs, so the same medicine can cost more on another plan.
See details on Part D drug plansMedigap Plans
Pairs only with Original Medicare and pays toward costs it leaves, such as coinsurance.
See details on Medigap plans
Beyond signup day
What I keep an eye on for you
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Enrollment windows
You hear from me well before your enrollment window closes.
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Full-year cost
I add up a full year of premiums and copays, not one month.
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Help with costs
If money is tight, I also check whether Extra Help applies.
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A yearly look
Plans shift each January, so I look at yours every October.
After you reach out
The path from signup to a decision
Share the basics
Fill in the signup form with your start date, the doctors you see and the medicines you take.
Get a short rundown
I sort through the options open to you and send a summary with the trade-offs noted.
Decide in your own time
Ask follow-up questions by email, then enroll when you feel ready or keep what you have.
From people I have helped
Kind words from the inbox
Rated 5 out of 5
“Leaving my work plan, I had no idea Part B had its own clock. The heads-up came early, and the summary fit on one page I could follow.”
Marion H.
From a job plan to Medicare
Rated 4.5 out of 5
“I kept working past 65 and put off Part B. When I retired, the email spelled out my special window and the exact date I had to act by.”
Chester L.
From Part A alone to Parts A and B
Rated 5 out of 5
“Medicare flyers showed up in my mailbox every week. I sent my list of medicines and got back a short note on which plans covered them.”
Wilma P.
From a full mailbox to one short note
Rated 4.5 out of 5
“Nobody pushed me toward anything. I asked lots of questions by email, took two weeks to think it over, and enrolled when I felt ready.”
Arnold K.
From unsure to enrolled
Before you write in
Questions people send most often
Most people get a seven-month window around their 65th birthday. I help you pin down the dates that fit you.
Original Medicare works with any doctor who accepts it. Many Advantage plans use networks, so I check yours.
Your Medicare start date, the doctors you see, and every medicine you take, with the doses if you have them.
Yes, in set windows. The main one runs October 15 to December 7 each year, and some life events open others.
No. You can ask more questions, take your time, or keep the coverage you have today. The choice stays yours.